sideway trading

 

The portfolio was trading sideways - drop 264k from peak - this had happened even after collecting close to 50k of dividend in Aug and September sian.... 

What to do keep vesting loh 😂😂😂 will do a final end of the year review. 

1M Year to date gain

 

Gain close to 1M in net worth within 8 months .  High inflation seems to be observed across all sectors.

A BMW 530I which i drove for nearly 4.5 years can be sold for 160-165k which i purchased it for 250k ... 

A quick look saw the same model selling for 330k now ...

breaking the 4M mark

 My Dashboard

4,147,075

The portfolio just breeched the 4M mark this month Let's see if we can aim for 5M ...

The everything rally

 

Assets continue to inflate in value due to the devaluation of currency due to the oversupply of it. 

I am not surprised by the increase in the value of my portfolio. 

YTD - the value of my portfolio increased by around 700k.

My dividend is expected to hit 160k this year and will most prob hit 180k next year.

over printing of currency

Due to the overprinting of currency, i think for the next few inflation as measure by wants and not needs should increase to 6-8% instead of the usual 4-6%

Thus the hurdle rate for all investment classes should be set at min 8% P.A.

To grow the portfolio by min 8% a year is given not because we are good but we are comparing something that is going to devalue by 6-8% a year. 

This is a concern, I am pretty sure my portfolio is going to increase in value in the next few years but the question is what can I buy by then given the amount of money I had is the most important question.

This shall not limit me by searching a higher ROI.. given the new sets of challenges that the economy will face in the near future. 

 

Dividend hit 153,000 2021

 

The projected dividend for 2021 reached 152.4k was about 40% higher than 2020 due to the rebalancing of the portfolio from the US to Asia market.

2021

15.18%

portfolio return hit 15.18% net of all fees (unleveraged)

Leveraged portfolio return hit 19.99 %

3,671,943

Net Worth (SGD) ?

154.8

Financial Freedom Index (%) ?

FEB 2021.

 

Market observations - People are telling me that Cathy woods are their idol and friends around me newbies are investing in Options in US. Telling me Singapore market is dead.. Dumb money seems to be chasing for capital appreciation on the greater fools theory. I have continue to build up my dividend portfolio. The current monthly dividend is about 12.6k forecasted dividend at 152k for FY 2021. 

 

Target to hit 160-180k level by the year 2022 thru dividend reinvestment and saving. 

The intrinsic value of the portfolio will go up as cash flow is higher.. 

 

Portfolio return of 12.4% YTD.