Jan 2021

 

Nothing great our portfolio did a 4.77% return for the month of jan of which the MSCI world index did a return 0f 0.21%. We would humbly accept this sort of return.

2021

4.77%

0.21%

Next month - Projection of investment. 

Min 15k to rang 30k would be reinvested into the stock market. 

Projected dividend for 2021 -around 140k a year. 

Market observations seen - Individuals were chasing the greater full theory. Most ppl buy stocks today in the hope of someone buying the stuff from them at an even higher rate which should not end well..

I am not smart enough to do all these as such I would just buy companies that do not have massive leverage and give me a good after the risk-reward return of dividend and capital appreciation. 

nothing great but cannot complain.

 

We ended the year with 71k lower on absolute return ( minus new capital poured in ).

Net worth increased due to the increase in other asset prices condo hdb and watches. 

the projection for next year's dividend about 130-150k due to rebalancing into tech sectors which gives me zero dividend.... 

The main reason for the drag is due to a small allocation into the US market, while a bigger allocation into the HK, Singapore, and the UK market all three markets does not perform well this year. 

However, we have done well if we consider our performance against the market that we are tracking against. 

Let's see what we can do next year..

observation market is chasing growth and has seen a lot of investors achieving 50% return within 3-4 months. 

WOW....

 

Inflation is crazy !!!!..... In Dividend i trust.

Total net worth increases by a bit from the previous year high of 3.08 

Net worth increase by 120k thru saving and capital appreciation on assets. 

What is interesting is that going forward the dividend should hit 140-160k for 2021 and about 200k for 2022.

The portfolio I am managing is grossly undervalued based on the DDM method. 

Let's see if we can end the year on a high note. 

The projected dividend has been increased to close to 145K for FY 2021. 

I think that the technology sector trend has ended. It reminds me of the China S chip bubbles in 2007 era.

difference between my all-time high record of 3.085 was about 140k however this was also due to dividend reinvested. and saving of 60k for this year. 

Let's hope i can end this year with a slight profit to close of the covid year.. 

year low about 2.485M and YTD recovered 450k .. wah ... sweat... 

 

Dividend from 2013 to 2020.

 

Saturday, September 12, 2020

Dividend from 2013 to 2020.

With value investing - A.K.A dividend investing out of favor in recent years. 

I need to remain focus on what am I investing for? I have constructed a dividend 

and growth portfolio that comprises 30% growth stocks with very little to no dividend 

and yield stocks which will give \ me a dividend income so that I could reinvest into the 

future should I decided to have delay gratification. Or I can choose to consume my 

dividend should I choose to retire one day.. over the past 8 years my dividend income 

grew by 13.2 % CAGR this of cos includes dividend reinvested into my portfolio.

 Should I stop reinvesting now dividend income should be able to reach a growth 

rate of 3% P.A as such total dividend received would be 226,000 when 

I reached 65 years old. the next question would be how much would one pay for a 

portfolio of 226k of dividend income.. that figure should be about 5M portfolio. 

however, if I choose to reinvest the dividend back into the portfolio. 

The return should be about 5% higher per year of which dividend income would be around 900 k per year. 

Assuming I reached 65 years old.. this is the long game. haha, enjoy.

 

Recovering - 

Dividend to date - 93k YTD with 22.6k unpaid but Ex. 

Such that total portfolio value to be in the range of 2.7M 

Overall we have lagged the market this year as our portfolio is more geared toward dividend yield stocks which are not very popular now. However, I think the intrinsic value of our portfolio should be in the range of 5-6M as our dividend per year has increased to 110-120k Projected in FY 2021. 

: 114, Unpaid: USD 3,112.34 (SGD 4,228.49), SGD 17,378.23, HKD 0.14 (SGD 0.02), GBX 57,011.76 (SGD 1,034.14), Total in SGD 22,640.88

we are down by 470K from our peak after vesting close to 50k of new money this year. 

-17.4% from peak.. 

recovering

Year to date portfolio decline by 17.4% was relatively happy as last year was a really good year up 33%..

404K more to new high.

focus dividend yield is the key - dividend received 56K so far.

Projection dividend 2021 - 120-135K estimated .. looking beyond 2020...